How To Manage Your Money

Money-Management AkinfemiOnadele

Money management refers to the process of tracking and planning an individual or group’s use of capital. In personal and corporate finance, money management usually includes budgeting, spending, saving, and investing.

To be money smart is a skill that needs to be acquired as this skill will help you to lead an almost seamless life of ease with minimal issues.

WORK WITH A BUDGET THAT SUITS YOUR SITUATION. It is good to have a budget that you work with. Income can be divided into parts this may differ depending on where you do your research 10% to Savings, arrangements can be made with your bank to do compulsory savings, 20% towards debt payments if there are any and 70% to live off for the duration until more income is generated. There is a saying that goes "Live Within Your Means", to do this individuals tend to spend all their income, but I prefer the saying by Kevin Trudeau "Live Below Your Means", when this is practised there is hardly anyway that you will overspend.

Continue reading
  1622 Hits

Renewable Energy

Renewables FactsToday

Renewable energy, often referred to as clean energy, comes from natural sources or processes that are constantly replenished

While renewable energy is often thought of as a new technology, harnessing nature’s power has long been used for heating, transportation, lighting, and more. Wind has powered boats to sail the seas and windmills to grind grain. The sun has provided warmth during the day and helped kindle fires to last into the evening

But over the past 500 years or so, humans increasingly turned to cheaper, dirtier energy sources such as coal and fracked gas (Fracking is the process of drilling down into the earth before a high-pressure water mixture is directed at the rock to release the gas inside. Water, sand and chemicals are injected into the rock at high pressure which allows the gas to flow out to the head of the well.). 

Now that we have increasingly innovative and less-expensive ways to capture and retain wind and solar energy, renewables are becoming a more important source power. The expansion in renewables is also happening at scales large and small, from rooftop solar panels on homes and businesses, that can sell power back to the grid.

Continue reading
  3290 Hits

Sheanut Oil

Sheanut-oil-im iStock

Most, if not all individuals are familiar with Shea Butter, but the Shea nut Oil is not as popular, this very versatile aromatherapy oil is a marvel, it has all the benefits of Shea Butter in oil form!

Shea nut Oil is generally cold pressed from Shea nuts or fractionated from the Shea Butter as a by-product. This oil has been used for centuries, it’s first ever recorded use was from European explorers who visited Ancient Egypt.

This oil is used for a number of things and has numerous benefits. Note that unrefined Shea Oil has more stearic fatty acid in it and looks more creamy than oily, it has high viscosity.

Refined shea oil has a lower viscosity. It is a thinner oil it will liquefy at lower temperatures than coconut oil making it an excellent carrier oil for skin and hair care products.

Continue reading
  5383 Hits

Micromanagement

Micromanagement-business Cartoonstock

Micro management is not the answer to effectively managing your company, it has more cons than pros. As a manager, you have to determine when and how to micromanage. Here are some results of micromanaging your company. 

1) Do not be a Helicopter boss - Hovering over your staff after they have been given an assignment, does not give your staff a sense of freedom to do the tasks assigned to them. People tend to be more creative when they are given more autonomy, they feel able to make the best choices needed to complete a given task.

Train staff to be managers instead of workers, let them think like a manager as if they own the company, this will build their competencies, let them learn from the mistakes they make. Focus on what only you as a manager can do and do those tasks.

2) Breakdown of relationships is one of the result of micromanagement - Staff will feel that you can't trust them, that's why you keep such a close eye on them. Their sense of self will be greatly affected, and they will end up not liking you as their manager.

Continue reading
  6015 Hits

Multipotentialites

Multipotentialites Officeninjas

Do you know what you want to be or to do when you grow up?!!! “Umm, yes, no, I want to do a lot of things, I want to do everything as long as it makes me happy!”

If you find yourself being uncertain of what you want to do in life, what career path you want to follow, what your life purposes are, or you just simply want to do a lot of things,  you are what is termed a “multipotentialite”, you do not fit into any normal way of life or even thinking! Do not despair, you are not ALONE, or even weird!

The use of term is not popular, but I have heard one other person from Jamaica use it, Tami Chin, who has identified herself as a multipotentialite,  I was actually elated that I heard the word being used here, so I didn’t feel so alone with my knowledge!

Visit: Puttylike

Continue reading
  8113 Hits

Paper or No Paper That is the question

Environmental-_20200831-145413_1 Dreamstime.com

We have heard in recent years that we are moving towards a paperless society, I don’t know about that! Paper is so essential to our very existence, some of us have gotten so used to using paper especially for hygienic purposes, we don’t see ourselves going back to the “stone age”, although paper is made out of stone, but not for that purpose, or even the “leaf age”!

On a serious note though, there have been environmental concerns,with the hewning down of trees, especially the coniferous ones which are said to have the longest fiber,that helps to make stronger paper.

In ancient times, paper was made in Egypt from the papyrus plant and the paper was  named papyrus, and in some places animal hide was used.

With the onset of global warming because of the reduction of the trees and the increase of carbon dioxide in the environment, individuals have in their own way found solutions to help to offset these challenges and to balance the ecosystem?

Continue reading
  8674 Hits

Subscribe

Latest Bloggers

Diana McIntyre Pike
1 post
Marguerite Diana McIntyre-Pike OD...
Sharon Parris Chambers
15 posts
Sharon Parris-Chambers was born in Kingston, Ja...
Paula Robinson
6 posts
Paula Robinson is Operations Manager for Caribs...
Theo Chambers
10 posts
Theo Chambers has not set their biography yet

Calendar

Wait a minute, while we are rendering the calendar

Random Post

Theo Chambers
06 September 2020
Health & Wellness
Personal Development
Book: Theoism – Understanding the Universe Within Author: Theo Chambers Critic: Glenville Ashby, PhD Insightfully engaging is ‘Theoism,’ the latest work of Caribbean thinker Theo Chambers. Written in ...
Theo Chambers
17 July 2020
Health & Wellness
With the widespread impact of COVID-19 on the nation’s health and the rising need for readily available therapies, alternative treatment sources are being studied with enthusiasm.  There is incre...
Paula Robinson
23 September 2020
Business
Financial & Fintech
Money management refers to the process of tracking and planning an individual or group’s use of capital. In personal and corporate finance, money management usually includes budgeting, spending, ...
Travel & Tourism
INTRODUCTION Mr. Speaker, I rise on this my 31st occasion to address this honourable house in this critically important sectoral debate as I speak of the developments and challenges faced by one of ou...
Travel & Tourism
KINGSTON, Jamaica; July 10, 2020: Minister of Tourism, Hon Edmund Bartlett has announced that over $J2 Billion in funding will be made available for Small and Medium Tourism Enterprises (SMTEs). The m...
Health & Wellness
St Ann’s Bay, St. Ann, Jamaica. July 16, 2020. Jamaica is poised to begin recovering some of its lost revenue from tourism as it enters its second stage of re-opening its borders to the international ...
Paula Robinson
09 September 2020
Marketing & Management Strategies
Business
Micro management is not the answer to effectively managing your company, it has more cons than pros. As a manager, you have to determine when and how to micromanage. Here are some results of micromana...
Travel & Tourism
MANDEVILLE, Manchester, Jamaica, Sunday, July 19, 2020: Minister of Tourism, Hon Edmund Bartlett, has warned that tourism entities that fail to comply with health and safety protocols designed to...
Theo Chambers
19 July 2020
Business
By Shelly Palmer I happened upon a relatively new employee dragging emails from his inbox into folders. I asked why and was told, “I’m just answering emails and getting stuff off my desk.” An empty in...
Travel & Tourism
KINGSTON, Jamaica; July 28, 2020:  Tourism Minister Hon. Edmund Bartlett says Small and Medium Tourism Enterprises (SMTEs), have a key role to play in reviving the economy, in the aftermath of th...
Paula Robinson
11 September 2020
Health & Wellness
Most, if not all individuals are familiar with Shea Butter, but the Shea nut Oil is not as popular, this very versatile aromatherapy oil is a marvel, it has all the benefits of Shea Butter in oil form...
Health & Wellness
MESSAGE OF THE DAY:🌹✨⭐⚡"I release all toxic relationships and walk into my destiny of limitless potentiality.My transformation is happening now, I see without illusions." (Use as affirmation.)Read pag...
Theo Chambers
22 July 2020
Financial & Fintech
With the emergence of the subscription economy and in particular in the SaaS industry, we have come to distinguish 2 main business activities that contribute to the growth of a company: Hunting and Fa...
Paula Robinson
03 September 2020
Personal Development
Do you know what you want to be or to do when you grow up?!!! “Umm, yes, no, I want to do a lot of things, I want to do everything as long as it makes me happy!” If you find yourself being uncertain o...
Theo Chambers
17 July 2020
Travel & Tourism
Source: Travel Weekly American and JetBlue will form a robust partnership centered upon the New York area and Boston, part of both carriers' strategy to accelerate their recovery from the Covid-19 cri...
Sharon Parris Chambers
04 August 2020
Travel & Tourism
Health & Wellness
Minister of Tourism Edmund Bartlett says the donation of a new ambulance by the Tourism Enhancement Fund (TEF) to the Negril fire station in Westmoreland will boost health security for visitors and lo...
Theo Chambers
23 September 2020
Travel & Tourism
Letter to ther Editor Re: US gifts Jamaica multi-million-dollar field hospital to help fight COVID-19 I read with interest in today’s Sunday Gleaner (September 20, 2020) about the US Gift Aid COVID19 ...
Theo Chambers
19 July 2020
Business
Source - Africa Business As mobile and internet usage has exploded across Africa in the last decade, China’s Huawei, the world’s largest supplier of telecoms equipment, has emerged as a...
Travel & Tourism
The United States on Tuesday, July 21, 2020,  signed a $1.95 billion agreement with US pharma giant Pfizer and Germany's BioNTech for 100 million doses of their experimental COVID-19 vaccine, par...
Travel & Tourism
OCHO RIOS, St. Ann, Jamaica; Monday, July 27, 2020: Employees of some of Jamaica’s leading tourist attractions have expressed gratitude to be able to return to work and told Tourism Minister Hon Edmun...
Theo Chambers
19 July 2020
Social Media
Twitter gave an update late on Friday on its investigation into the highly visible hack of dozens of verified accounts on Wednesday. Twitter said 130 accounts were targeted, of which 45 had their pass...
Health & Wellness
MESSAGE OF THE DAY:"It is time to access the vast information resources in your soul, which has been guarded by mind control and misinformation of the downpressors for millennia. It is a new day to re...
Sharon Parris Chambers
11 August 2020
Travel & Tourism
As we all know, the travel world has changed considerably over the course of the past five months. Our experience is no different. Having traveled to Mexico in mid-June, visiting 13 resorts in seven d...
Paula Robinson
18 September 2020
Enviromental
Renewable energy, often referred to as clean energy, comes from natural sources or processes that are constantly replenished While renewable energy is often thought of as a new technology, harnes...